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BankcardReview.com provides informational ratings, advice and assistance to consumers and small business owners regarding credit card and other loan products. BankcardReview.com is not a bank or lending institution, nor is BankcardReview.com affiliated with any bank or lending institution. Our advice is not intended as legal or financial advice and no legal or financial action should be taken based on anything you read here. Always check with your attorney or licensed financial advisor before making any financial or credit related decisions. We are not responsible for any loss or loss of opportunity incurred based on anything you have read on BankcardReview.com. Always verify with your bank, lending institution, attorney or licensed financial advisor before taking any action.